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Web1 de abr. de 2024 · A car insurance rate is a unit of cost that an insurance company calculates based on individual rating factors, such as driving record and location, to determine a driver’s risk and the cost... Web18 de mai. de 2024 · 1. Age. Young, inexperienced drivers are more likely than older drivers to be involved in a fatal accident. As a result, insurance companies generally charge higher rates for drivers in their 20s ... Web13 de jun. de 2024 · Your car insurance premium is based on more than your driving history. The amount you pay for auto insurance is determined by a complicated algorithm that takes many factors into consideration. Your driving history is just one variable used to calculate your rate. diary\u0027s 9r